AML Analyst – Italian Market (First line of defense, transaction monitoring)
Join to apply for the AML Analyst‑Italian Market (First line of defense, transaction monitoring) role at Qonto.
Our mission is to create the freedom for SMEs to succeed in business and beyond by delivering Europe’s leading finance workspace. We combine business‑class tools (seamless invoicing, spend management, and pre‑accounting) with unwavering 24/7 support designed to help businesses breeze through all things finance.
Founded in July 2017 by Alexandre and Steve, Qonto has rapidly gained trust, serving over 600,000 customers. We are a high‑growth fintech with a team of more than 1,600 people and have been recognized in LinkedIn’s Top Companies French ranking.
Our values:

Customer focus – Prioritize customers in everything you do
Ownership – Own your part and get things done
Teamwork – Make teamwork easy
Mastery – Continuously raise the bar
Integrity – Always do what’s right and respect people

At Qonto we are committed to fostering a welcoming environment where everyone can thrive. We evaluate applicants solely on skills and potential, ensuring diversity with 55% international team members, 44% women, and 20% parents.
Mission
Join Qonto’s AML team and play a crucial role in protecting our 600,000 customers from financial crime while safeguarding Qonto from reputational risks. You’ll be part of a 9‑person team conducting first‑level anti‑money laundering detection, processing alerts, and ensuring compliance as we prepare for Italy’s market relaunch in a fast‑growing fintech environment.
As an AML Analyst you will

Analyze transactions and supporting documents (invoices, contracts, bank statements) to identify suspicious patterns related to money laundering, terrorism financing, tax evasion, and fraud.
Communicate with customers and counterparts to obtain key information and validate SEPA transfers.
Collaborate with local authorities when receiving legal requests and criminal seizures.
Support other teams (Onboarding, Customer Service, Banking Operations) when suspicions arise regarding customers.
Work in alignment with the Anti‑Financial Crime team who handles case declarations to competent authorities.

What you can expect

Team context – Join a team of 9 people (6 in Milan, 1 in Barcelona, 2 in Paris) that values bottom‑up contributions and collaborative problem‑solving.
Performance framework – Clear KPI structure with a 95% compliance rate target, 60% productivity focus on alert handling, and 40% dedicated to meetings, projects, and team collaboration.
Tools & technology – Work with cutting‑edge tools including Forest (back‑office operations), Metabase (pattern detection dashboards), SEON (fraud detection), plus standard tools like Zendesk, Slack, and Notion.
Market opportunity – Be part of Italy’s market relaunch in a fintech serving the newest technologies and fastest‑growing companies.

About your future manager
Alessandro joined Qonto in January and brings a collaborative leadership style focused on team growth. He believes everyone can have an impact and encourages bottom‑up initiatives, ensuring everyone has the support and autonomy to improve processes.
About you

AML/CFT knowledge – Understanding of anti-money laundering fundamentals and ability to detect suspicious activity patterns, preferably with exposure to transaction monitoring tools or financial services.
Analytical capabilities – Strong pattern recognition, attention to detail, and patience for thorough investigations with curiosity and passion for financial crime detection.
Task management – Ability to prioritize multiple urgent tasks, manage time effectively, and communicate risks early while maintaining quality standards.
Communication skills – Clear written and verbal communication in both Italian and English, with ability to explain complex topics simply and collaborate cross‑functionally.
Energy & adaptability – Energy giver, open to feedback, fast learner, and adaptable, bringing fresh initiative to the team.

At Qonto we understand that true diversity isn’t just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we’ve been searching for.
Perks

Offices in Paris, Berlin, Milan, Barcelona, and Belgrade.
Competitive salary package.
Meal vouchers.
Public transportation reimbursement (partial or global).
Health insurance (country‑dependent).
Employee well‑being initiatives: access to Moka Care for mental health and offers for sports and wellness activities.
Progressive disability and parenthood policy; childcare benefits with selected partners.
Monthly team events.

Hiring process

Interviews with your Talent Acquisition Manager and future managers.
A remote or live exercise to demonstrate your skills and give you a taste of what working at Qonto could be like.
Average process duration: 20 working days, with offers typically followed within 48 hours.

To learn more about us, visit Qonto’s Blog, Forbes Italy, Il Sole 24 Ore, and the Digital News.
Seniority level

Entry level

Employment type

Full‑time

Job function

Finance and Sales

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